India money for NRIs · 6 countries · 67 GIFT-City funds

India is your birthright. The paperwork shouldn't be.

GIFT-City routing · DTAA + FEMA + PFIC handled · USD in, USD out in 2 days. 300+ NRIs onboarded since 2018.

🇺🇸 US🇬🇧 UK🇸🇬 SG🇦🇪 UAE🇨🇦 CA🇦🇺 AU
300+
NRIs onboarded since 2018
₹2,400Cr+
NRI assets advised on
6
Countries served
67
GIFT-City funds tracked
94%
Client retention (YoY)
0
PFIC triggers in 18mo · US clients
The 6 wins of GIFT-City

Hard numbers. No jargon.

9%
Capital Gains Tax

Specific GIFT-City listed securities & derivatives taxed at 9% (vs ~20% mainland).

10%
Dividend Income

Flat 10% vs mainland's slab-rate ~20%.

2 days
Repatriation

USD to USD. No NRO/NRE, no FEMA, no 15CA/15CB. (Traditional: 30-60 days.)

$50k
Lowest Entry

Select funds for accredited investors. (Mainland AIF: ₹1 Cr / ~$120k.)

6
Currencies

USD, GBP, EUR, AED, SGD, CAD — no forced INR conversion.

₹0
STT + CTT + Stamp

All three exempt at GIFT-City (mainland: ~0.1-0.5% per trade).

How you start

From hello to invested. 7-10 days.

No flying to India. No “come to Mumbai office”. Everything remote.

Day 1
10 minutes
Tell us about you

Quick form: name, country, prior investments. We suggest the right path before any document upload.

Day 2-5
We open access for you

GIFT-City account, NRO/NRE bank, KYC. We submit everything. You email 5 documents.

Day 6-7
20 minutes
You pick what to invest in

Browse the shortlist. Compare 2-4 funds. Pick 1-3. Or let Nyra suggest based on your profile.

Day 8-10
You're in

Money in. Confirmation in inbox. Monthly reports start. Tax certificate emailed yearly. Treaty paperwork filed automatically.

What goes wrong

4 NRI mistakes. All avoidable.

Patterns from onboarding 300+ NRIs. Every one costs real money.

01

Not claiming the tax-treaty rate

India takes 20-30% by default. Treaty caps it at 9-15%. Most NRIs pay the higher rate because paperwork seems hard.

Our fix

We file Form 10F + TRC every year. One form, once a year.

Saved: ~₹1.2 Cr over 5yr on ₹3 Cr portfolio

02

Mainland funds when GIFT-City fits

NRO/NRE accounts, 45-day exits, FX both ways, 15CA/15CB per redemption.

Our fix

GIFT-City funds: invest USD, exit USD, 2-day home, no Indian banking paperwork.

Saved: 43 days + 1-2% FX per exit

03

Wrong bank account type (NRO vs NRE)

NRE = foreign-earned, fully repatriable. NRO = Indian-earned, $1M/yr cap. Most NRIs mix them.

Our fix

We map sources first. Foreign → NRE. Indian → NRO. Investments routed correctly.

Saved: Locked-in money you can't send home

04

US only — PFIC traps on Cat III funds

Cat III Indian funds trigger US PFIC. Form 8621 yearly. Effective tax up to 50% of gains.

Our fix

For US clients we only recommend non-penalty structures. Zero PFIC triggers in 18 months.

Saved: 30-50% effective tax hit on gains

Start with a 10-minute call.

We'll tell you the right path before you upload a single document.

Available this week

Talk to an advisor in 15 minutes.

No deck, no pitch. A real conversation about your goals, ticket size, and what fits. APMI-registered, all-trail disclosed, zero pressure.

APMI · APRN08358
First reply < 2 hrs
No upfront fees ever
Book a free callCall now for free
₹50L+ ticket · PMS · AIF · GIFT City