53%
1-year holding
of 49 windows beat the index
Avg / yr+5.8%
Other: ETFs
NJ - Dynamic ETF Allocation Portfolio Conservative
6.6
Nyra score
Independently scored
5-yr track record · since Jan 2021BlendAUM ₹0 CrSEBI-registered PMS
3Y CAGR
—
annualised
5Y CAGR
—
annualised
Since inception
4.5%
CAGR · net of fees
₹1 Cr became
₹1.25 Cr
index ₹1.34 Cr
AUM
₹0 Cr
strategy size
Minimum
₹50 L
SEBI minimum
Snapshot
What this strategy is
The investment objective is to provide capital appreciation in medium term with relatively lower volatility through a dynamically managed portfolio of equity and debt securities.
Performance · what ₹1 crore would have become
₹1.25 Cr
+25% · 1.2× your money
- This strategy₹1.25 Cr
- NIFTY 50 Hybrid Short Duration Debt 25:75 Index₹1.34 Cr
₹1 Cr invested at inception (Jan 2021)5.0 yrs
Illustrative monthly path, net of fees, modelled to the strategy's since-inception CAGR versus the NIFTY 50 Hybrid Short Duration Debt 25:75 Index. Not the actual NAV series; past performance is not indicative of future returns.
Returns
Trailing returns vs benchmark
Absolute for windows under a year, annualised (CAGR) beyond. Alpha is the strategy minus its benchmark.
1M
3M
6M
1Y
3Y
5Y
SI
This strategy0.6%
0%
1.8%
3.8%
—
—
4.5%
NIFTY 50 Hybrid Short Duration Debt 25:75 Index
0.7%
0.2%
3%
3.4%
—
—
6.1%
Alpha
-0.1%
-0.2%
-1.2%
+0.4%
—
—
-1.6%
Reliability
How often it has beaten the index
Across every rolling holding period in the modelled history: the longer you hold, the more the odds have favoured the strategy.
44%
3-year holding
of 25 windows beat the index
Avg / yr+6.4%
0%
5-year holding
of 1 windows beat the index
Avg / yr+4.5%
Computed on an illustrative monthly path modelled to the since-inception CAGR, not the actual NAV series.
Risk
The quality of those returns
Returns mean little without the ride that earned them.
−23.8%
Max drawdown
-15.3%
Worst 1-yr window
15.8%
Volatility (ann.)
0.94
Sharpe ratio
A Sharpe of 0.94 means it earned a modest return for each unit of risk taken. Size the position so a drawdown of that order is one you can sit through.
Portfolio
Under the hood: where the money sits
Spread across the market-cap curve.
Market-cap mix
- Cash / Debt100%
Concentration
Holdings—
Cash / debt buffer100%
Top holdings and the sector book stream from the live feed; ask Nyra for the current portfolio.
Manager
Who runs the money
A strategy is only as good as the hand on the wheel.
NA
View full profile Fund manager
NJ Asset Management Pvt Ltd
NJ · 5-yr strategy tenure · ₹0 Cr managed
Investment philosophy
NJ's Other: ETFs approach blends valuation discipline with growth conviction, tilting toward whichever side the cycle is paying for. It is benchmarked to the NIFTY 50 Hybrid Short Duration Debt 25:75 Index but invests with conviction rather than hugging the index.
Conviction over the index
A focused book of roughly 30–40 holdings means the highest-conviction ideas actually move the portfolio.
Through the cycle
A 5-year track record across rallies and drawdowns; positioning shifts with the cycle rather than chasing the last quarter.
Risk first
Drawdowns are managed deliberately; the worst peak-to-trough on record is kept in check.
Nyra's read
A other: etfs strategy with a mixed but improving profile.
Nyra scores NJ - Dynamic ETF Allocation Portfolio Conservative 6.6/10, on a since-inception CAGR near 4.5%. Drawdowns have stayed contained. Size the position so that ride is one you can hold.
Best suited to
Investors with a 5-year-plus horizon who want active Other: ETFs exposure and can sit through equity drawdowns.
Mind if
A double-digit drawdown would test your nerve, or you need ₹50 L+ to commit at the SEBI minimum.
Pairs well with
A steadier core (large-cap or hybrid) so this can play the higher-conviction satellite in your overall allocation.
Facts & fees
The fine print, in plain sight
- Inception
- Jan 2021
- Track record
- 5 years
- Category
- Other: ETFs
- Style
- Blend
- Benchmark
- NIFTY 50 Hybrid Short Duration Debt 25:75 Index
- Holdings
- —
- Fixed fee
- 0.60% fixed
- Performance fee
- Performance-linked
- Minimum investment
- ₹50 L
- Lock-in / exit
- Exit Load 1 Year: 1%, 2 Year: 0%, 3 Year: 0%
- Reporting
- Monthly + live login
- Regulator
- SEBI-registered PMS
PMS Sahi Hai is an APMI-registered distribution platform. Figures are sourced from the strategy's disclosures and the live feed; the growth chart, rolling-window and risk figures are modelled to the disclosed since-inception CAGR (illustrative, not the actual NAV series). Returns are net of fees where stated. Investments in PMS, AIF and GIFT City strategies are subject to market risk. Past performance is not indicative of future results. This page is information, not investment advice.
What investors say when they sit down with us
Things investors say to us. Composites, not any one person.
₹3.2 Cr · 2 PMS reviewed
“I held two PMS for four years and couldn't tell you why. One 15-minute review showed me the overlap, the real post-tax number, and one fund worth replacing. Nobody had ever shown me that math.”
FAQ
NJ - Dynamic ETF Allocation Portfolio Conservative: common questions
What is NJ - Dynamic ETF Allocation Portfolio Conservative?
NJ - Dynamic ETF Allocation Portfolio Conservative is a Other: ETFs PMS strategy from NJ, managed by NJ Asset Management Pvt Ltd. It follows a Blend style, is benchmarked to the NIFTY 50 Hybrid Short Duration Debt 25:75 Index, and carries a Nyra score of 6.6/10.
Who should consider NJ - Dynamic ETF Allocation Portfolio Conservative?
It suits investors with a five-year-plus horizon who want active Other: ETFs exposure and can stay invested through market drawdowns. The SEBI minimum is ₹50 L.
What returns has it delivered?
Since inception (Jan 2021) it has compounded at roughly 4.5% a year. Returns are net of fees; past performance is not a guarantee of future results.
What are the fees and lock-in?
0.60% fixed, with a performance fee of Performance-linked. Exit / lock-in terms: Exit Load 1 Year: 1%, 2 Year: 0%, 3 Year: 0%.
How risky is it?
Like all market-linked products it can fall in value; the worst drawdown on record is disclosed in the factsheet. NJ is SEBI-registered and reports monthly. This page is information, not investment advice.
